Your business deserves some credit.
Our experienced team of Business Bankers comes from a variety of professional banking and lending backgrounds and are skilled at finding solutions for businesses like yours. We provide working capital lines of credit, accounts receivable financing, equipment financing, vehicle and real estate loans and offer a simple application and approval process for your commercial needs.
We invite you to call on our resources and expertise to find simple and helpful solutions for your business needs. Call or chat with one of our Commercial Loan Officers today to get started!
Secured Loans
Expanding or growing? Use our secured loan product to fund your long-term permanent working capital needs, restructure existing debt or to acquire a business. Whatever the need, we will customize a solution to fit your specific borrowing needs and provide your company with the benefits of additional capital, cost savings, growth potential and affordable repayment terms. Terms can vary depending on types of collateral, with repayment of principal and interest monthly.
Call or chat online with one of our Personal Bankers today to find out more.
Revolving Lines of Credit
Need a solution for seasonal short-term working capital needs? Use our revolving line of credit product as your growth increases the need to purchase inventory for your business or carry accounts receivable for your customers. Take advantage of cash payments from vendors or simply use our revolving line of credit to meet unexpected business needs. We will establish a credit limit with advance rates against your inventory and accounts receivable. This revolving line allows you to borrow and repay as the cash flows of your company change from month to month. It allows you to manage your cash more efficiently and minimize your interest expense. Terms can range from one to two years with interest payable monthly.
Call or chat online with one of our Personal Bankers today to find out more.
Business Credit Cards
Traveling and entertaining to grow your business? Use our business credit card solution to cover expenses while you are on the move and keep personal and business expenses separated for easier accounting and bookkeeping. Let your business take advantage of all of the features you have become familiar with on your personal credit cards:
- Fraud Monitoring
- Lost Card Support
- Better control and accounting of usage and expenses online
- Reward Points
Call or chat online with one of our Personal Bankers today to find out more.
Small Business Loans (SBA)
Need extended repayment terms as you grow profits and capital? Take advantage of our programs through the US Small Business Administration designed to assist with the challenges of growing your small business. Take advantage of the SBA 504 program for the financing of owner-occupied commercial real estate or major equipment. The 504 program offers up to ten year terms for equipment financing and up to 20 years for owner-occupied commercial real estate.
Down payment requirements of as little as 10% preserve your company's cash. Benefits. The SBA 7A Programs offer extended term benefits, including 7 years for inventory loans and as long as 25 years for real estate.
Call or chat online with one of our Personal Bankers today to find out more.
Equipment Financing
Need to acquire the latest technology in your industry or increase capacity? Use our equipment loans to increase your cost effectiveness and efficiency, and watch your bottom line improve! We can offer customized repayment terms to meet the unique seasonal needs of your operations, or ramp-up times resulting from new equipment ordering and installation.
Call or chat online with one of our Personal Bankers today to find out more.
Commercial Real Estate
Is it time to own versus rent? Time to expand? Use our commercial real estate loans to enhance your presence and visibility in the marketplace. We understand the needs of local business and different commercial property types whether traditional office, medical office, industrial, warehouse, retail, multi-family residential, hospitality or any other special purpose real estate. We can provide construction financing or permanent acquisition financing.
Call or chat online with one of our Personal Bankers today to find out more.