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Banking Rates

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Rate Chart

10/9/2024

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.

ProductMinimum
Opening Deposit
Minimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
GOLD CHECKING +++*$500.00$0.01**
Daily Balances of:
- up to $20,0002.0002.00
- $20,000.01 and up0.0500.05
GOLDWATER CHECKING *$500.00$0.01**
Daily Balances of:
- up to $99.990.0000.00
- $100.00 - $4,999.990.4990.50
GOLDEN CHECKING - 50+*$100.00$0.01**0.9961.00
GOLDWATER SAVINGS PERSONAL & BUSINESS*$100.00$0.01**0.9961.00
YOUTH SAVINGS*$0.00$0.01**0.9961.00
HIGH YIELD SAVINGS PERSONAL*$0.00$0.01**4.1844.25
HIGH YIELD SAVINGS BUSINESS*$0.00$0.01**4.1844.25
MONEY MARKET PLUS PERSONAL & BUSINESS*$1,000.00$0.01**
Daily Balance of:
- up to $99,999.990.9961.00
- $100,000.00 and up1.0941.10
GB MONEY MARKET PERSONAL*$1,000.00$0.01**3.2033.25
GB BIZ MONEY MARKET BUSINESS*$1,000.00$0.01**3.2033.25
CERTIFICATES OF DEPOSIT***$500.00
90 Day4.4744.55
180 Day4.4744.55
9 Month4.4744.55
12 Month4.4264.50
15 Month4.3294.40
18 Month4.3294.40
24 Month4.1844.25
3 Year3.9414.00
5 Year3.9414.00
GOLDWATER LIQUID CD$0.00$0.01**4.4264.50
18 Month Liquid CD - no penalty4.4264.50
* The interest rate and annual percentage yield may change after account opening.** Daily balance: We use the daily balance method to calculate interest on the account.
This method applies a daily periodic rate to the principal in the account each day.
Interest paid quarterly
*** Certificates of Deposit are subject to early withdrawal penalties.Fees could reduce the earnings on the account.Interest Rates and Annual Percentage Yields are current as of 10/9/2024For current rate information call (480) 281-8200.
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